What do finance charges of a credit card mean?

I am a college student, have no credit, and am looking for a nice solid reward card that gives cash back. I was looking at the AOL Visa Rewards card, but it has a minimum $1.00 finance fee, what does that mean?

Also, any other card recommendations?

Thanks.

What do finance charges of a credit card mean?

It means for instance if you have a balance of $50.00 with an APR at 12.99%. The interest you pay for that billing cycle is .53. If you paid off that entire balance by the due date, you%26#039;ll pay no interest.

However, if you decided to pay only $15 minimum, the remain will be approximately .32 in interest. Instead of charging you ..32 interest, credit card company will raise that to a minimum finance charge of $1.00. Which means anything less than $1.00 in finance charge during that billing period will raise to at least $1.00 whether your finance charge should be .30 or .80, the minimum will be $1.00

Some company charge the minimum finance charges is $1.50

What do finance charges of a credit card mean?

That%26#039;s the interest charge. I can%26#039;t believe you%26#039;re in college and couldn%26#039;t figure that out.

What do finance charges of a credit card mean?

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What do finance charges of a credit card mean?

I found interesting information about your answer Here:

credit cards:

http://all-debt-consolidation-loan.blogs...

Good Luck!

What do finance charges of a credit card mean?

There are a lot of credit cards that offer rewards for students and don%26#039;t have a lousy $1 fee.

I did a quick search and found a list on google, findcollegecards.com

Is there a place or way to finance a computer with poor credit? Pcsforall.com?

I%26#039;ve been looking all over the internet to find a way to finance a computer but have been rejected by a few companies due to my student loans on my credit. Then I ran across pcsforall.com and read how they can give you a computer for just 3 months of payment before shipping out your product. I may try it, but I%26#039;m skeptical. Does this truly work or are there alternatives?

Is there a place or way to finance a computer with poor credit? Pcsforall.com?

You could try bluehippo.com. They finance without a credit check. All you need is a checking account!

Is there a place or way to finance a computer with poor credit? Pcsforall.com?

I have an idea

How to get into the finance department?

Hello guys, thank you for all you that are reading my post. I have good education, or should I say..very well prepared..Loaded with a bachelor degree in business, specialized courses in corporate finance at Berkeley, and a master degree in management at a small college (Aquinas College) in Grand rapids, Michigan.I would like to get a job in accounting or finance department (credit analyst,underwriter, a/p, a/r, or any related to my field). The problem is that my experience is on sales (yeah..many years) Now I am trying to make that change..but no luck. Always get offers from insurance companies to sell their products, or any other sales position) I used to work in a bank as a personal banker and I did not like it. I tried to work in the underwriter dept but nothing.. I am fully bilingual and I don%26#039;t want to study something else (I have $40,000 in student loans already). But if there is something that you can study for a short period of time that guarantee me a job I will do it.

thanks!

How to get into the finance department?

You do not need more schooling. You already know enough about finance from your business degree. Just keep applying and stress that you have the knowledge, can learn their systems quickly and the sales experience means you are very good at the customer service aspect. Also don%26#039;t forget to network. 85% of jobs are never advertised they are filled by word of mouth. Join some clubs, leagues or organizations that may have people who work in these type of businesses.

How to get into the finance department?

That would be tough since you don%26#039;t have the experience. You%26#039;ll need to find someone that%26#039;ll hire you with no experience. Usually when I hire someone I%26#039;m only looking for similar experience. But don%26#039;t let that get to you. If I were you, I%26#039;d call the manager or HR department that does the hiring and ask them what the qualifications are for the job. If you don%26#039;t meet the qualifications then ask them for advice on how to get into that coming leading up to a job in the finance deparment.

Studies in psychology/finance? (Malaysian)?

I%26#039;m a currently Form 5 student in the pure science stream. Throughout the whole year I kinda decided to pursue a degree in Accounting and Finance. I looked up everything about the subject and basically decided where to move on after secondary school. However recently I%26#039;ve been thinking that psychology would be perfect for me! I mean that I just know I will love it and i really do have passion for it. But I don%26#039;t know how to continue after my SPM if I%26#039;m planning to take psychology. Is A-Levels the best way to go because it is internationally recognized? Besides, I%26#039;m sure there aren%26#039;t many job opportunities in Malaysia for someone who has a degree in psychology.

Does anyone know where I can get information on psychology?

Thanks in advance.

Studies in psychology/finance? (Malaysian)?

You may try to ask HELP college, my best friend%26#039;s sister is taking Psychology there.

You may apply for the college scholarship too with an excellent SPM result.

How to get a PhD in finance, steps, advice, please!?

i just finished my undergraduate bachellor of business administration degree in finance %26amp; economics. i would like to pursue an mba or phd in 2 years (after gaining some market experience). any advice? can i apply straight to the phd program? what are the steps? any exams? how to study? how many years do i have to study to get a phd in finance? what are best schools and what are the costs (per annum). are there any scholarships available? i am a very good student with a gpa of 3.7 (A-), and i live in chicago. any advice would be greatly appreciated. is it even worthwhile to pursue a phd? please provide as much information as possible (include a link, if you can).

How to get a PhD in finance, steps, advice, please!?

Usually a doctorate is necessary if you are going to do research or teach in an academic environment. Other than that, probably not enough reward for the time investment.

Pay my student loans off and rent or save for a house?

I was wondering if it is a better investment to pay off my student loans and rent for longer or save for a house and rent for a shorter period of time. My loans are about 18,000 @ 6.8. My finance loans are about 20,000 @ 8.0 . Between the two of us we will make about 79,000 a year.

Also should we consolidate our loans when we get out of school. I hear that this can get you a lower rate and that the interest rate on student loans can be a tax deduction.

Pay my student loans off and rent or save for a house?

Definately consolidate your loans if you can. The feds adjust the interest rate every year, so you can end up paying more in the long run. I consolidated mine a few years back at 5.5%... and I have over 25K of student loans. It%26#039;s always a good investment to buy a house, especially in this market. Plus, student loan repayment schedules are always pretty low (mine is like $115 a month) and you can always pay more if you want. If you can afford it I would definately say buy now. And yes, student loan interest is tax deductible (so is mortgage interest).

Pay my student loans off and rent or save for a house?

Definitely PAY OFF THE LOANS FIRST and rent a little longer. If you can pay them off, do it.

It%26#039;s so much easier to get on your feet when you don%26#039;t have those loans to worry about. It will not hurt to rent a little longer, especially if your rent isn%26#039;t a ridiculous amount of money per month. Besides, with the money you two are making, you%26#039;ll have those loans paid off and in your own home in no time.

And definitely consolidate your loans. That will only help you.

http://answers.yahoo.com/question/index;...

Pay my student loans off and rent or save for a house?

Save for the house. Renting is like throwing away your money. The longer you wait to buy the more you%26#039;ll regret it. It%26#039;s a buyers market right now, and the interest rates are almost at an all time low.

Pay my student loans off and rent or save for a house?

I would consolidate you will get a lower monthly payment and better intrest rate to hopfully. If you do this and get a lower monthly payment but still make the normal payment that you would have every month if you hadn%26#039;t you will get them paid off faster. Even if you only make whatever the new payment is and no more this will give you the extra money to save for a house and nto have to rent longer.

Pay my student loans off and rent or save for a house?

I agree with the poster above, Rent a bit longer and wait on the house....

when the two of you buy a house, unless it is a new one, MURPHY usually moves into a spare bedroom (by murphy, I mean murphy%26#039;s law)

undoubtedly a furnace will break or your water tank will go out. It is always something with a house and you will need the extra cash to fix it

Right now you can use that extra money to pay down your debt. If the two of you are making about 80k you should be able to pay it down rather quickly by doubling up on the loan.

In the meantime, figure out what you want in a house.

Do you need a garage, a nice lawn for the kids etc.

If you time your house purchase with your wedding you can actually have a use for some of the gifts that you will get!

Congrats on your upcoming nuptuals!

Pay my student loans off and rent or save for a house?

If you have student loans with the US govt, you should consolidate them together among themselves, and get them to one payment, this is a simplification of things. But do not absorb them into your other debt. You would be very hard pressed to match the interest rate offered by the federal govt for educational purposes. Of course, if you can find a better FIXED rate to transfer your student loan balance, then go ahead. Watch for things like penalties if you ever get in trouble, because many times the condition of such a loan are based on your faithful repayment...no exceptions.

As for buying vs renting, if it is strictly a matter of cash flow, you should know it is often quite comparable payments for a mortgage. You should add the periphery costs to have an accurate picture before you try to weigh the pros and cons and expenses of each....renters insurance, deposits, etc for leasing and then things like property taxes, homeowners insurance, remodeling costs, land value, and closing costs of owning a home.

If you decide to buy...then the right lender will make a big difference in your experience. As will the terms of your lease if you rent.

A couple of options if you want to dabble.

Get yourself under the wing of a house flipper who can teach you how it%26#039;s done. Then you can buy and resell cheap properties at a profit. This becomes a second or primary income that you can use to either save for your own home, pay your rent in the home you live in, or pay your student loans.

You can also look into rentals with the eventual option to buy...that way, if the landlord wants out from under the property at some point in the future, all your rent paid that far sinks into your ownership of the home.

For many people renting is great. If you don%26#039;t know where you are going to be for a given time, if you don%26#039;t have a lot of money saved up, if you don%26#039;t want the bother of taking care of a property. On the other hand, when you pay rent, you are essentially buying a service (the service of using a building) rather than a good (buying the home itself.) Renting is honestly throwing money down a rat hole. If you want your money to go into something that becomes YOURS, then you should BUY.

Pay my student loans off and rent or save for a house?

You%26#039;re being charged interest on the loans. Therefore, they need to be cleared before you can justify saving. It%26#039;s no use saving money and getting 3% interest on it (which will work out at about 2% interest after tax) when your loans are costing you 6.8% and 8%. That%26#039;s wasting money and means you have to work harder for longer to break even. If you%26#039;re anything like me, you don%26#039;t have the time or effort for that crap. So clear the loans.

Rent a very cheap place and concentrate on paying off those loans. That will get you debt free for later on. The benefits of being debt free are pretty awesome. It lowers your debt load, meaning you can potentially borrow more. It looks better on your credit history because you%26#039;ve proven you can pay off a loan. Hence, you can get a better deal. Also, it means that when you%26#039;ve paid off the loans, you can put every spare dollar into saving for a house deposit. Believe me, the bigger the deposit, the better. Even saving a few thousand more than you actually %26#039;need%26#039; to will save you THOUSANDS down the track in interest, and potentially cut years off the home loan.

Make a plan. Set a deadline to pay off the loans. The faster you pay them off, the less debt you%26#039;ll incur, which is great. So set a timeline and then try to beat that timeline. Pay off the debts. Then, start saving for a deposit. It should only take about a year to save a good deposit between the both of you, especially if you find a good bank account that earns decent interest.

Always save for a big deposit. That%26#039;s the best advice I can give. Go see a mortgage broker, not the bank. They can get you a good deal, saving you thousands in interest.

Best wishes.

Pay my student loans off and rent or save for a house?

Hi,

If you need some personal financial advice I know of a good site you can use.

Thanks

http://good-financial-planning.info/

Should I use a student loan (subsidized) to pay off Credit Card debt? PLEASE HELP!?

I have about $22,000 in credit card debt right now, although, I am a grad student, with a little over a year left to go. I%26#039;m wondering if I should just get a student loan for this amount to cover my credit card debt so it%26#039;s not such a burden now?

I only work part time and right now, am just barely able to stay afloat after finance charges, other expenses, plus school limiting my time to pay down the balance. I only make minimum payments or just around there, though I%26#039;ve never been late.

I%26#039;m very scared of my credit score being lowered even further because of my debt to income ratio and I do qualify for a subsidized loan because I am low-income.

Problem is, my fiance doesn%26#039;t think it%26#039;s smart to get a student loan to pay off my credit cards. He says it will be %26quot;robbing peter to pay paul%26quot; and that I should just continue paying it this way so I don%26#039;t take out more debt. Is this true? I%26#039;m really just transferring (not to mention deferring) the debt, right? PLEASE HELP! I%26#039;m desperate!

Should I use a student loan (subsidized) to pay off Credit Card debt? PLEASE HELP!?

If they find out through your school you arent using it for education purposes you might get in trouble. You can opt for a personal loan. How you could get in that much credit card debt witthout thinking of the consequences is beyond my understanding but good luck to you.

EDIT- Well I guess you could use it for that I tried getting a student loan to pay off cc debt plus some classes but after the school found out I did not use my money for educational purposes together I got a higher interest rate that seemed almost illegal. Did you talk to your creditors? Maybe you should tell them your situation. Try getting a loan but read all the fine print. Maybe you could get a debt consolidation loan. I am having a hard time with debt too.

Should I use a student loan (subsidized) to pay off Credit Card debt? PLEASE HELP!?

Your fiance is right. You need to learn how to manage credit. You have two choices right now: earn more and spend less.

Call the credit card companies and negotiate lower fees: it helps if you can tell them you%26#039;re being offered cards with lower rates, or figure out your lowest rate and ask the other cards to match it. Figure out how much you%26#039;re spending each week and then figure out ways to cut back. Sell stuff you can sell. Get another job. Try very hard to make more than the minimum payment. And vow NEVER to get in this trouble again.

Learn everything you can about how to save money and be frugal.

Should I use a student loan (subsidized) to pay off Credit Card debt? PLEASE HELP!?

Hello,

My names are lisa cave i live in united state of america i work in an industried i have two kids and i am christan,the good news here is that i get my loan from Mr daniel walters i have been scamm before until i met mr daniel walters then my case was over.therefore, i advise every one to get there loan from mr daniel walters is a nice man.you can reach him at.Email: danielwalters_agency01@yahoo.com

He is a Private Loan Officer for the above named company and he can be of Help to you. He can help you get the loan you require. His Interest rate of 0.4% is fair enough.

Mr daniel walters

Tel;447045769629

Which is the best Finance,marketing or HRM?

I am third year BBA student and i hve to setect one out of given three subjects. Can anyone guid me for this? pleaze give me information about this and what woud be my future prospect if i pot for finance???

Which is the best Finance,marketing or HRM?

I was a business student as well. I think you will have the most career/job oppourtunities in finance. HR will pay the lowest, but it will also be the least difficult (in school and at work- I work with a lot of HR people, so I have experience). Marketing has the potential for the most money (again, I know from experience- I get to see the payroll!), but you have to be very driven to make the big money. You should select whichever area interests you the most. Try to find some people in these particular careers and talk to them about their experiences.

Which is the best Finance,marketing or HRM?

These are three completely different areas, so you%26#039;ll need to figure out what interests you most. Finance is obviously very driven by accounting/finance courses, math, etc. Marketing is more about branding and marketing organizations and products, so the courses are much diference. HRM (Human Resources Management) has to deal with managing the HR function - benefits, training/development of staff, employee relations. If you are not sure, I%26#039;d look at the curriculum for each and see which set of courses interests you the most.

Student loans affecting my credit score?

Hey, I am a freshman/sophomore in college paying for it all on my own...which is why I am just about 17,000 dollars in student loan debt as of right now. I have the following loans

Federal Stafford Loan 2,625

Federal Stafford UnSubsidized loan 4,000

Federal Stafford Loan 2,625

Sallie Mae Tuition Answer loan 7,500

My question is...while these are all deferred while I am in school, do they affect my credit score at all? I need to make sure my credit stays good so that I can continue to finance my education becuase the financial aid system is a joke. If having these debts sitting on my credit is damaging, then I am in jepordy of not being able to complete my college education...somone please let me know. my biggest concern is that I need to be able to get the tuition answer loan again in the future. Thank You.

Student loans affecting my credit score?

Federal student loans do not affect your credit negatively unless you are more than 30 days late or miss payments.

If you make your payments on time, they will only have a positive affect on your credit.

Student loans affecting my credit score?

Deferred Student loans do not affect your score until you start making payments (or not) after you have completed or stopped going to college. Don%26#039;t worry about them until it%26#039;s time to hit the pavement for a well paying job!

Is a Bachelors Degree in Finance Lucrative in New York?

I am a current student at Lagaurdia majoring in Business Administration and i garduate in june. I am palanning on transferring to Queens College, I now have to decide which field in business should i major in. I always thought about finance. But i don%26#039;t know about the Job prospects in New York. I am ok-Good in math by the way. Any input from anyone would be Greatly Appreciated.

Thanks

Andrae,

Is a Bachelors Degree in Finance Lucrative in New York?

From a top school -- yes, it is very lucrative.

From Queens College -- probably not so much (though it won%26#039;t be laughed at). If you go there, take a lot of economics and math classes to make yourself more marketable. Finance from Queens would probably be better than other business majors from Queens.

I need some help with a career change into the finance world...?

Hi everyone --

I%26#039;m a M.S. Student in Aerospace Engineering, but have decided that working as an engineer after I graduate doesn%26#039;t interest me nearly as much as working in the finance world. More specifically as an investment banking analyst or stock analyst.

I have been doing a lot to learn about the financial world, like reading the WSJ everyday, reading about what careers in the finance industry are like, talking with friends %26amp; mentors, taking personality tests, and enrolling in finance %26amp; business plan courses.

However, it%26#039;s difficult to get a job in the industry at this stage, just because I AM an engineer...and don%26#039;t know much past the basics of financial statements, etc.

Can you give me some advice? Or some resources as to go about making this career change easier and more successful?

I need some help with a career change into the finance world...?

Go to university again and study for the job, or read up more, first the basics then going to the more advanced, it may take a while but it%26#039;s what your interested in...

I need some help with a career change into the finance world...?

How to get ready for an %26quot;Call centre%26quot; Interview?

*

Undergraduate student interested in CFA designations.. Suggestions please......?

I am an undergraduate student. After i graduated i am planning to get my CFA. So, should i majoring in accounting or finance?

which one will benefit the most when i sit for the CFA exam?

Is that more valuable to get an accounting degree and having a CFA?

what is the best way for me to do to achieve my ultimate goal?

Any suggestions for preparing the test will be greatly appreciated.

Thanks in advance for anyone who replies.

Undergraduate student interested in CFA designations.. Suggestions please......?

The answer is %26quot;Accounting%26quot;. I majored in both accounting and finance and I am a CFA charter holder. I%26#039;ve also done both professions - accounting and finance.

Here is why getting a degree in accounting is more valuable than finance. Accounting is a sit-down-and-learn-it-from-front-to-back type of curriculum. It%26#039;s like learning a foreign language. You need to slog through 3-4 classes to get to know it and there is no substitute to putting in the classroom/study time hours to learn it.

This contrasts with finance, which is based on much fewer theorums (as opposed to rules). Once you understand statistics, some basic accounting and care a bit about finance, then it only take a little bit of time to get a good understanding. Perhaps it%26#039;s just me in that I found finance really easy to understand. I continue to be a student of finance and read about the industry and its developments every single day. This contrasts to accounting, where I%26#039;m glad I got my understanding out of the way, because I really couldn%26#039;t be bothered to catch up on the latest minutia about modifications on IFRS/FASB pronouncements.

Undergraduate student interested in CFA designations.. Suggestions please......?

no

Undergraduate student interested in CFA designations.. Suggestions please......?

There is no clear answer to which subject is more valuable - accounting or finance. The choice depends on your career goals and personal skills.

As for CFA exam, I believe (and I%26#039;m only a level I CFA candidate) that a finance major is more likely to have familiarity with most parts of the CFA curriculum. But remember that an accounting degree makes you eligible to appear in the CPA exam, which many people value much more than CFA.

If you want to get the CFA qualification, take the first exam in your senior year and the rest two within 2-3 years after graduation.

Student Loan Consolidation?

I%26#039;m just about to graduate from a private college and have a good amount of debt (private and federal). I have been looking into consolidating with Sallie Mae (most of my loans are through them) and it seems like a good deal. However, I also get consolidation mailings from companies like NelNet and Student Loan Xpress and was wondering if anyone has dealt with them before. SM and the other companies all compute your interest as a weighted average so they seem pretty similar. Specifically, StudentLoan Express (a CIT company) says I can get a rebate AND deductions off of my interest rate when I do an automatic payment. I%26#039;m just wondering if anyone has used these companies and/or places with rebates. I don%26#039;t need too much detail with interest rates and such because I understand all of those things (finance major) but anything else would really help. Thanks!

Student Loan Consolidation?

It%26#039;s good you閳ユ獧e looking at your options. There are some pros and cons of the various lenders.

(full disclosure I work for one of them Student Aid Lending)

First understand that the rates and programs are virtually all the same. The Dept. of Education came up and administers the consolidation program so the rate/payment/etc. are all the same from one lender to the next as they do not decide what your rate is the Dept. of Education does.

Secondly you can not (and should not) combine your private and federal loans into one consolidation. If you do so you%26#039;ll loose all the benefits (deferment, tax deductions, ect.) that come with your federal loans. In fact I wouldn%26#039;t be in a rush to consolidate your private loans. Since many students have begun taking out private loans new programs are coming out late summer to offer you better rates and discounts on these loans so it would be good to wait till at least July.

So what%26#039;s up with the 1.85% off - Cash Back - 2% discount after 24 months???

Lenders are competing for your business by offering other bennies. All make good on their offers but all of them will offer you the same benefits, all offer cash back or rate discounts or both. The question is do you have to ask for them or do they just offer them to you. Understand one benefit may be better than another. What%26#039;s more important to you, cash today or paying less interest money and lower payments for the life of the loan?

Here%26#039;s the break down

Cash Back = Money Today

Rate Discount = Less % Spent

Cash Back %26amp; Rate Discount = A little of each

Pick a lender you feel comfortable with. Someone you can call when you have a question and who you know will manage your account best.

Remember they are all truly the same the question comes down to service.

Good Luck.

Student Loan Consolidation?

You can visit http://www.cashguru.info and find very useful tips and several articles on debt consolidation. Report It

Student Loan Consolidation?

You%26#039;re right - when it comes to federal student loan consolidation, the interest rate formula is set by the government and will not vary from lender to lender. Instead, consolidation companies compete on things like reputation, service and borrower benefits. Because you%26#039;re a Sallie Mae customer already, you may want to stick with them - for a couple reasons:

1. They already have your loan info, so they can do all the paperwork and will be able to complete your consolidation way faster than another lender

2. They do both federal and private consolidation, so you would be able to manage your payments from one online location.

3. Their recent purchase of Upromise means you can now help pay off your loans simply by buying stuff you already buy anyway.

4. They%26#039;re a reputable company and have the most experience with student loans and consolidation.

5. They also have interest rate reductions for paying on time and using automatic payment.

Their website has a lot of good information, including an FAQ and a calculator that will show you what your payments would be.

http://www.salliemae.com/after_graduatio...

Should economics and basic finance be a requirement for all students?

it helps everyone in life no matter what your occupation

Should economics and basic finance be a requirement for all students?

Yes, both should be required. Economics is an examination of behaviors on small or large scales. This is something all adults engage in ...adults is used loosely here...say allowance earning age and up. Again , basic finance is a subject we all engage in...done a refi on your house lately?, purchased a car or a boat?....Did you read the loan paperwork?

Econ is normally offered as an option/elective. If not required, people would shy away from those classes....trusting the money fairies instead to keep their personal finances in order.

Education should be designed to challenge. It follow then that this information should not be reserved for the business majors...those individuals are more motivated to learn the material to begin with.

An introductory class would be beneficial to a greater number of students...and perhaps keep more from making mistakes in their financial lives.

A collection of facts is not always the truth....

Shelby Foote

Should economics and basic finance be a requirement for all students?

Economics normally is.

Personal finance should be, because many people clearly have no idea what the hell they are doing.

Should economics and basic finance be a requirement for all students?

I think some high schools have been introducing classes on %26quot;life skills%26quot;, teaching students about taxes, savings, maintaining good credit and avoiding insane interest charges on credit cards, etc. I think it makes more sense to teach this stuff in high school as opposed to college, since it%26#039;s so basic.

Should economics and basic finance be a requirement for all students?

I don%26#039;t think so. I love math and math classes, however, the thought and actual experience of econ classes kills me. I hate them. They are boring and are rather difficult for me to succeed in because of my hatred for them. So making them a requirement would not be beneficial in my case but more of a pain and would also lower my gpa. Any information taught in those classes are of no use to me for the simple fact that when I don%26#039;t like something I tune it out. Therefor, besides a bad grade, I retain nothing.

Should economics and basic finance be a requirement for all students?

No, the courses themselves are much more involved than what the average person cares to know. If offered to all students it would cause a drop of GPA%26#039;s.

leave the finance and Economics for the Business majors.

Should economics and basic finance be a requirement for all students?

I definitely think that finance and economics should be a requirement for all students. Basic economics as well as basic finance are quite useful everyday. I believe that all students should learn about these topics because they come into contact with them each and every day no matter what job they end up taking.

College student planning to co-sign to buy house?

Hi, im currently a college student and planning to co-sign with another person to buy a house/properties. So my question is, will by financial aide be effect in anway if were to co-sign with another person. in addition, will any of my school finance/aide be effect in anyway?

College student planning to co-sign to buy house?

On the fafsa application.

Your credit scores/history had nothing to do with you getting financial aid as long as you don%26#039;t plan on taking out those EVIL private student loans. Federal loans do not require a credit check but private ones do. If you do take out private loans, the likely hood of you being approved for a student loan may be limited by your debt to income ratio, depending on how much you finance.

On filling out the fafsa form.

You DO have to report the net worth of property you own (not your home you live in, but this would include everything except that). Net worth equals value minus debt... do if you own an investment property that is worth 20K and you owe 20K on it, then your net worth for property would be zero.

If you own an investment house that is worth 120K and you owe 20K then your net worth would be 100K.

PS. Anyone is eligible for student loans regardless of income, so if you don%26#039;t qualify for free grant money now, this investment isn%26#039;t likely going to change that.

Good luck.

College student planning to co-sign to buy house?

I don%26#039;t know about your financial aide but if the other person does not pay their share of house payment, you will be stuck for the whole payment. And if you can%26#039;t pay, the loan company will foreclose and it will ruin your credit.

**resume help please- nontraditional student reentering workforce w career change*?

i am redoing my resume for on campus recruiting.

some pertinent information-

associate degree in pre-engineering plus 5 years engineering support experience.

return to school for business- some business management experience and finance internship.

i have a 2 page resume. I was always told to keep it to one page.

EVERYTHING on my resume seems pertinent to showcasing my assets/skills.

format-

for current students- aren%26#039;t i supposed to list academics before experience?

HOWEVER, i am a nontraditional student with lots of great work experience- albeit not DIRECTLY related to field i am hoping to pursue.

want to nail the job of my dreams before December graduation!

monster.com sample resumes are making me MORE confused!

I will be able to seek assistance at career development office next week, but resume deadline is tomorrow for very dreamy job.

**resume help please- nontraditional student reentering workforce w career change*?

Rule of thumb, unless the work experience is EXACTLY what the employer is looking for, put it second to your degrees and coursework.

Try these:

http://jobsearch.about.com/od/resumes/l/...

http://jobsearch.about.com/od/resumes/l/...

Here%26#039;s the main page that has a lot of samples;

http://jobsearch.about.com/od/teenstuden...

**resume help please- nontraditional student reentering workforce w career change*?

I agree with the above answer. Only highlight what is relevant to the job. Of course you want to list your experience, but only go back ten years. Your cover letter can include your previous experience....for example %26quot;In addition to my experience in XXXX, I have been in the workforce for XXX years in the fields of XXXXX.%26quot;

International student! Can't afford US college... now what?

I got into top public colleges (Michigan, Gatech, and Illinois), but due to my international status, would not be receiving grants/scholarships from them. Is there any way I can finance my education as I really want to study here?

I%26#039;d be grateful if anyone could name good private sponsors, for example. I am an Indian student residing in UAE.

International student! Can%26#039;t afford US college... now what?

Loans? Financial aid?

You could also check out www.fastweb.com for scholarships but they are not going to be very substantial... just a couple of hundred or thousand bucks. Your international student status doesn%26#039;t help either as quite a number of the scholarships are for Americans only.

If you%26#039;re so smart, why don%26#039;t you study in IIT in India? It%26#039;s a pretty good university and it%26#039;s world-recognised too.. and it%26#039;s in India so you%26#039;d be able to afford it.

International student! Can%26#039;t afford US college... now what?

A good way to finance college is by enrolling to be an extra in films and television. The jobs pay very well and are only part time. They have such jobs in almost every big city.

Do I have to take out a loan to Finance a car or are there other options for paying the left over co

Hello,

I have several questions about purchasing my first vehicle. I have been eyeing a gently used 07 Ford Fusion that is around $16,000. I plan on making a down payment of $5,000. And I have a steady job. I was wondering, do I have to take out a loan to finance a car? Is this the only way that I can pay for the remaining amount of the car after my down payment? I will be buying from a dealership, not a private lot. Also, I%26#039;m a junior in college and I have student loans. Please help me because I seriously need a car and I%26#039;m planning on purchasing in August. I will have to travel 8 hours from home and school. twice a year so it%26#039;s important for me to get a reliable car. Please help me understand what will happen as far as financing is concerned, because i have the down payment. I just need to know what are the options for paying the remaining amount of the car after the down payment.

Thanks

Do I have to take out a loan to Finance a car or are there other options for paying the left over cost?

yes you will need to finance the balance of around $11,000.00

you can use the dealership for financing-they use several banks depending on your credit score. also you can check with any credit unions for financing if your a member or join one. will have to have full coverage if you are borrowing money, of course you will want full coverage. also make sure since you are traveling and going to put miles on car. stay away from lease unless you plan on buying out lease. they will charge for over mileage..most leases are allowed 10,12,15 thousand miles per year. on financing 11,000.00 plus tax at 5 years should be around $220.00 to $235.00 per month. hope this helps. good luck.

Do I have to take out a loan to Finance a car or are there other options for paying the left over cost?

The only way I know is to finance the 11K left over. Doubt the dealership will just let you pay them monthly as they have paid for the car and need their money back,

Do I have to take out a loan to Finance a car or are there other options for paying the left over cost?

Do you have a checking account? Go to the bank or credit union where that account is, and ask about vehicle loans. If they can%26#039;t, they can give you advice pointing you in the right direction. Alternately, do you have a relative that might be willing to help with a low or no interest loan? To take delivery of the vehicle you will have to have either cash, financing in place, or you are at the mercy of the dealer finding financing for you, which may have high interest rates.

Do I have to take out a loan to Finance a car or are there other options for paying the left over cost?

Financing would be your only option. If you%26#039;re worried about another loan to pay back, find a cheaper car with a smaller payment, or even one you could buy with the $5,000. You could find a nice car around three or four years old for that amount.

Do I have to take out a loan to Finance a car or are there other options for paying the left over cost?

on $11,000 you will need a loan if you go to a dealership. unless you come up with the rest of the money.

JOB Ideas in US for MBA - finance from US?

My Br,in law has just finished his MBA and is trying to get a job, he is brillinant in accounting and finance but he says due to current recessionery economy its getting really difficult to get job opportuinities. He needs to get H-1 VISA also as he is on student VISA, valid till Jan 2009. any body can guide me on this please?

JOB Ideas in US for MBA - finance from US?

I think he is full of it because right now Accountants are the #1 job to fill in the country because there are not enough qualified people. Every company large and small needs a good accountant. Try the big companies like Microsoft, Google, Yahoo, Boeing, Starbucks, GE, etc.... many of them can also help with getting a perminent work visa.

Which university provide course for the Quantities finance ?Which uviversity is famous for it ?

If I am a newcomer ,a grade 12 student in the coming Feb,

so what subject do i need to study ?

Is it easy for me to study Quantities finance in the university ?

thank you very much

Which university provide course for the Quantities finance ?Which uviversity is famous for it ?

I have never heard of Quantities Finance. Given that I have a PhD in Finance from Berkeley and have taught Finance at MIT and Wharton -- I suspect you mean something else.

Do you mean Quantitative Finance? Any school that has a good finance program will teach a number of courses that are highly quantitative. They are sometimes called Financial Engineering, Continuous Time Finance or Computational Finance.

Usually, a student who majors in finance will take a lot of mathematics as well as other business classes and economics classes. He should take a number of finance classes. All are somewhat quantitative -- but some are very mathematical. Classes you should take if you want to major in fniance are:

1. Introductory Finance (only a little math)

2. Corporate Finance (usually case based)

3. Investments (some mathematics %26amp; statistics required)

4. Derivatives (AKA Futures and Options -- very mathematical))

5. Fixed Income Finance (Interest rate processes cna be very mathematical)

After those, you can take electives that are more -- or less mathematical.

The top undergraduate business schools are also the best for finance -- they include, University of Pennsylvania (Wharton), MIT, Berkeley, Michigan, Virginia, North Carolina, Maryland.

A few others that are quite good are Babson, Villanova, Minnesota, Wisconsin, USC, UCLA, etc.

Current MBA student,how can i land financial analyst job if companies always hire few years experien

I have MBA in finance but none of companies in Seattle wants to hire me because they said they need a candidate who has at least few years experience. How can I gain few years experience if companies wouldn%26#039;t want to hire current graduate student as myself?

Current MBA student,how can i land financial analyst job if companies always hire few years experience person?

Please apply and secure entry level jobs for which opportunities galore. If you visit job portals , a few of which are listed below, you can apply for entry level jobs

india.recruit.net

corp.naukri.com/fresher-trainee-entryl...

www.recruit.net

www.manpowerindia.ne

Current MBA student,how can i land financial analyst job if companies always hire few years experience person?

Interview more companies. If you have good grades, you will get a job. Maybe not in Seattle. Lots of companies fill entry level positions with new MBAs and give you the experience. but you can%26#039;t afford to restrict yourself to a limited number of companies in one city.

Current MBA student,how can i land financial analyst job if companies always hire few years experience person?

it may be a question of what positions you are applying for. there are many Seattle and Eastside companies that would hire an MBA grad. have you done internships that could apply, and what level of pay and responsibility are you applying for. work with your school%26#039;s job placement office. good luck!

Current MBA student,how can i land financial analyst job if companies always hire few years experience person?

dont you have at least a few years work experience? that is usually necessary to get into a decent mba program.

i hate to say it, but if you have a cookie-cutter mba from the university of phoenix or something, no one is going to want to hire you as those mba%26#039;s are a dime a dozen.

Current MBA student,how can i land financial analyst job if companies always hire few years experience person?

become an intern,,,,,,,,,,,,,,,,mngt trainee when you get the MBA..............they have to like you as an intern for this to work........

Current MBA student,how can i land financial analyst job if companies always hire few years experience person?

Go one step further and complete CFA level 1! it is a door opener

Current MBA student,how can i land financial analyst job if companies always hire few years experience person?

You usually need to start off at a intern position before jumping into those positions.

You can sometimes get away without the experience if you can show them that you have adequate abilities to suffix what they need.

Current MBA student,how can i land financial analyst job if companies always hire few years experience person?

Try temping while you are interviewing. You can gain some expereince this way. Keep in mind companies are looking for raw talent that they can develop to into their company and it is not easy to find. Keep looking and you will find the right job.

Most valuable undergrad degree: Management, Marketing, or Finance?

I%26#039;m an undergrad business student trying to select the most marketable/desirable major for employers. Which would you recommend I focus on: Management, Marketing, or Finance?

If it helps:

- I plan to earn my MBA (General Management) 8-10 years from now

- I%26#039;d like to work overseas (Europe) after graduation

- I currently own a small business, and intend to invest in more in the future

- I have experience in all these areas, and find the options equally appealing

Thanks in advance for any advice you have!

Most valuable undergrad degree: Management, Marketing, or Finance?

Finance. Or even you want even more job security you might want to consider Accounting. My theory on this is that Finance and Accounting are much more specialized fields than Management or Marketing. Finance/Accounting will open the doors to a lot of companies and if you enjoy other areas you will eventually be able to move into those once you have established yourself with the organization. It would be much easier to start with a Finance/Accounting degree and learn what management majors do (I have no idea what kind of job you get with a management degree) than the other way around.

Finance would probably come in the most handy owning a small business since you would probably learn to make better decisions on where to invest in your business.

On a personal note, I graduated with an Accounting and have never had trouble finding a job, but the work%26#039;s not too exciting (for me anyway) and I would probably do Finance if I had to do it over again.

I hope this helps.

Most valuable undergrad degree: Management, Marketing, or Finance?

finance

Most valuable undergrad degree: Management, Marketing, or Finance?

Management or Finance.

Stay away from Marketing unless you want to go into sales.

Most valuable undergrad degree: Management, Marketing, or Finance?

Finance. Money makes the world go %26#039;round. Everything else revolves around it.

Most valuable undergrad degree: Management, Marketing, or Finance?

As an HR professional I can tell you that the the highest paying, most in demand jobs are in finance. Get a degree in Finance and pass your CFA exam, and you will be set

Most valuable undergrad degree: Management, Marketing, or Finance?

Finance. For all the reasons stated above. Plus, it%26#039;s viewed as a more challenging degree. For if ever decide to change careers, finance is more flexible because it shows that you have a skill and the know-how to get it.

American medical student considering quitting and expatriating to Singapore--job prospects?

I%26#039;m a 2nd year (out of 4) med student in the USA who is unhappy in medicine and considering quitting. I have had recurrent doubts about medicine but thus far suppressed them. I graduated college with a major in Economics +Business minor and have a pretty strong academic record. But I%26#039;m lacking meaningful work experience as it hasn%26#039;t been required of me for my current path.

I%26#039;m interested in the banking and finance industry and wondering how the job market in Sg is. Especially considering that I have no ties with the place and will be completely uprooting myself to go there. In a few years I am interested in schooling at INSEAD. I took the GMAT and scored 740 last year. I am open to remaining in Sg long term and would like to begin learning Mandarin right away. I am Indian and have heard Sg has a sizeable Indian community. But I%26#039;m fond of East Asian peoples and girls and don%26#039;t plan to isolate myself with Indians.

So I am serious about this, please give thoughtful answers? Thx

American medical student considering quitting and expatriating to Singapore--job prospects?

Singapore is great, Asia for beginners, get on the expat sites and also have a look at the job sites there, all the big players are there, and the tax rate is about 10% - how good%26#039;s that!

Who out of these 3 people should I let help finance my house as a co-signer?

They have all agreed because we believe it%26#039;s a good deal. I am getting finance by the owner of the house and he has agreed that he doesn%26#039;t care much who signs, the higher the score the better though (I guess bc he can charge whatever finance charges he wants).

My mom-makes a ton of money, but has a terrible credit score..500ish.

My boyfriend of 3 years-credit score of 630ish but has a minimum wage job and college student.

My dad-terrible fico and lives on SSI.

And myself, I work seasonally and go to school full time. Fico score of 550ish (I%26#039;ve never really had credit).

The house is only 30k and it would be paid off within 2-3 years from my trust fund.

Who out of these 3 people should I let help finance my house as a co-signer?

Your mom makes the most logical choice here. She can help you make payments if you have a rough month.

The only reason to pick your dad is if you know you can make payments by yourself and want to help him, rather than your mom build credit.

Boyfriend co-signer = bad idea.

Who out of these 3 people should I let help finance my house as a co-signer?

i am not a pro in these kind of decisions but according to your list of choices i%26#039;d say your mom is your best choice. She is the only trustworthy person here!

Who out of these 3 people should I let help finance my house as a co-signer?

if i were you i would go and let yor mom do it

Who out of these 3 people should I let help finance my house as a co-signer?

I%26#039;d go with your Mom. The co-signer is legally responsible for making payments if you can%26#039;t. your mom sounds like the only person that is capable of doing so.

Your boyfriend and father shouldn%26#039;t even qualify because theyhe do not have the werewithal to make those payments. The owner might as well have your dog sign if he%26#039;s OK with the boyfriend.

Who out of these 3 people should I let help finance my house as a co-signer?

I would get the person who you trust the most. If things go bad with the boyfriend their could be problems with the house. Unless you guys are planing to get married soon. If the house is going to be in your name I would use yours.

Who out of these 3 people should I let help finance my house as a co-signer?

Your mother would be the best candidate. Credit scores are not important when owner financing is involved. You can negotiate any interest terms you want, with agreement of the seller.

If you have a trust fund, you have collateral. Why not just go to a bank and get financing there? Since you have income to make payments.

Who out of these 3 people should I let help finance my house as a co-signer?

GO WITH YOURSELF OR YOUR MOM

I am B.Sc. (maths) graduate & P.G.D.B.M.(Finance) appeared.i want to become a finance manager.su

i done stock market training program from well known institute.

i am very confused.becoz i am science student.

recently i joined accounts classes for knowledge in accounts.

any other course /training required for to become a finance manager?pls tell me......

I am B.Sc. (maths) graduate %26amp; P.G.D.B.M.(Finance) appeared.i want to become a finance manager.suggest .?

I%26#039;m surprised that you have an advanced education with such poor spelling and grammatical composition. To really go far, you should work on your written communication skills, as they seem to be lacking in your Yahoo question, above. This will really hold you back from getting far. Spelling and grammar is very important if you are seeking a management position or high income position.

I am B.Sc. (maths) graduate %26amp; P.G.D.B.M.(Finance) appeared.i want to become a finance manager.suggest .?

What is the use of going on studying, changing from one subject to another.

There are so many MBAs and MBMs with no job opportunities.

You require a job.

Go through advertisements.

Find one which may suit you.

Nobody is going to entrust you with Finance Management,

unless you have had previous experience.

Wish you best of luck

I am B.Sc. (maths) graduate %26amp; P.G.D.B.M.(Finance) appeared.i want to become a finance manager.suggest .?

Dear friend,

After your Diploma in Finance you are supposed to know all the mechanisms and niceties of earnings and availing finance from different sources in the global capital market if you expect to be a FM at global level. Because organisations vie for global opportunities to earn more for each rupee they invest in the business. FMs are the agents to keep track of, update himself, and grab them for his organisations. I hope you have duly mastered such propositions. In case you want to limit your knowledge and awareness to your region only you must know the finer points of your subject at national level. Since you aspire yourself to excel in the finance field, you must have a great deal of practical exposures too, because bookish knowledge and 10-20 hours of theoretical exams would test your grasp of the subject only and not the analytical insight or extent of practical and professional expertise under trying situation. Organisations generally value the later in preference to the former more than anything else, and grill you to the extreme to satisfy themselves that the person (being a rank outsider), whom they are handing over the mantle of all-important finance function, is not only fit for the job through profitable and timely contributions and hard work, but would loyally remain with the organisation through its difficult phases too, without fleeing away for small or petty allurements. To reach this stage of certainty and assurance, responsibility and trust, and power, you have to appreciate how much labour and pain has to be undergone and develop yourself accordingly. Nothing comes in a platter.

Moreover, for the desired level, you have to beat other contenders from the fields of MBA (Finance), and Chartered Accountants to name the least, who have greater knowledge, ability, trustworthiness and manoeuvrability to prove their credentials. Have you grown enough confidence to excel these people.

Furthermore, knowledge of stock market operations or accounting is not the only part which constitutes a FM%26#039;s job. These are very basics in the Accounting function. Finance function is much more outwardly than a mere table work. It is more varied, diversified and is virtually the lifeline of any business encompassing everything the organisation stands for.

So, you must eye your target somewhere your competency , confidence and opportunity merges. If you have wider capabilities you shall reach where you should fit; but never keep yourself in illusions, it may betray you. Dream high, raise your competency level to the highest possible. Begin your career from a modest, or better even from the grassroot level.

Success will be yours and enduring too.

Questions about student federal aid???

Hi... I am filing for federal student aid... Last year I worked for 3 months, and I made about $3000. I have not filed 1040 yet, and I have to answer some questions about my finance on fafsa form... I%26#039;m not sure about the following questions...

what is my adjusted gross income

What is my Income Tax?

10 points for best answer... Thanks in advance...

Questions about student federal aid???

Your adjusted gross income will be about $3000.00.

Your income tax owed will be zero dollars.

Your income tax refund will be the amount of income tax withheld.

You will want to file a 1040EZ form and complete and sign all of this information. Attach the federal copy of W-2 form.

You will want to also file a state income tax return, complete, sign all the info. Attach the state copy of W-2 form.

Make copies (about 5) of both forms. You%26#039;ll need this for financial aid, etc.

Questions about student federal aid???

This info will be on your W2 form you will recieve from your employer for 2007.

Questions about student federal aid???

If you haven%26#039;t filed, but you have your W-2 form, then you can just put whatever is on the W-2 form to fill in the blank. Your AGI will be wages and tips. When you come to the question %26quot;have you file your taxes?%26quot;, then you will put no or you will file. After you complete your taxes, then you have to go back to your FASA application and put that you have filed. Putting no file will not complete your application until you file your taxes. But I believe that it will go through w/o it. It happen to me before. So I don%26#039;t believe it will hold you up as long as you get to it.

Which major in business for bachelor degree : accounting, finance, marketing, management, general bu

Which should I pursue?

I heard accounting is very difficult, and I don%26#039;t think finance would be best for me because i%26#039;d never be good at sales. I%26#039;m not sure if management is good for me either, because I don%26#039;t really want to be a boss.

I already have an engineering degree, but I gave that career up because i didn%26#039;t like the work.

Maybe I%26#039;m just doomed to be a professional , poor student?

Which major in business for bachelor degree : accounting, finance, marketing, management, general business,?

Accounting would probably have the best job security, with the constant rule changes and regulations and if you like something that is rather routine. Finance would probably be the most compatible with an engineering degree. Some of the concepts have a lot in common with the hard sciences and engineering. Finance is not about sales. Its analytical. Marketing is probably the most different from engineering. If you like being creative and trying to figure out what people like and figuring out consumer behavior that might be a good idea.. General business kind ot ties all of the business degrees together.

Which major in business for bachelor degree : accounting, finance, marketing, management, general business,?

management.

Which major in business for bachelor degree : accounting, finance, marketing, management, general business,?

I have a business degree--general. And you want my advice?

1) Find what you like. If you like it, you%26#039;ll enjoy it.

2) You%26#039;re an engineer! Compared to that, finance and accounting will be a breeze!

3) EXPERIENCE will be key. I have no experience and am going nowhere fast.

4) Write down what you want from a career. You don%26#039;t want to be boss. What do you want?

If you already have your degree, why not go back for your MBA?

Which major in business for bachelor degree : accounting, finance, marketing, management, general business,?

Since you have an engineering degree,,,,,,,,try a MS in Financial Engineering..starts at $130,000 right out of the box........money is nice...........

Which major in business for bachelor degree : accounting, finance, marketing, management, general business,?

I think with your engineering degree a good complement might be a general degree in business administration. If you specifiy in something it should be something you know you want to do...a couple examples may be:

Accounting - CPA, auditor, controller, etc...

Finance - Financial planning, budgeting, forecasting, investment analysis

Marketing - Market research/analysis, advertising, promotions

Management - Management track at a variety of industries

With a general BBA you could touch on all of those areas and get a good understanding of each. Pair one of those with an engineering degree and it could open up alot of doors. There are alot of business people who don%26#039;t have technical knowlege and vice versa. Someone with both business and technical skills could work in some pretty interesting areas which mix the two...good luck.

Which major in business for bachelor degree : accounting, finance, marketing, management, general business,?

i think your decision is right

major in finance is best from all point of view

good luck for ur future!

What are the prospects of taking a degree in financial risk management and banking & finance?hel

I will be entering college soon n i got good results 4 my exam. i was a science stream student who took accounts n commerce as extra subjects in high school n i wished to venture into business/finance/banking careers instead of science. i am interested in taking a degree as mentioned above but i%26#039;m having trouble knowing the actual prospects of this field? i want to know about the demands for jobs in this field? its a plus factor if its in malaysia. i really need to know the answer to my question bcause i need convincing advice whether i should n could continue my plans in taking a degree in financial risk management and banking %26amp; finance or i should consider something else? what jobs can i do after graduating? wat about the salary? plz help!

What are the prospects of taking a degree in financial risk management and banking %26amp; finance?help me quick?

You will have career opportunities in career opportunities in the following areas: Corporate Finance %26amp; Control, International Finance %26amp; Risk Management, Investment Management %26amp; Portfolio Management, Banking and Financial Services and Finance KPOs., Bank Management, Universal Banking, Investment Banking, Retail %26amp; Corporate Banking, International Banking, Bank Marketing, Bancassurance, Information Technology in Banks, Enterprise-wide Risk Management and Strategic Management in Banks.

The salary will be considerable and you will have a bright future !

I am international student ! and already have so many bills to pay !!?

hey guys , just have couple of questions about credit card bills and phone bills and all the other bills and overdraft !

I am about to leave the country soon because of so many problems with my finance and I%26#039;ve got pay around 鎷?5000 for my credit card ! and 鎷?2500 overdraft %26quot;free interest%26quot; ,as I%26#039;m leaving soon and can%26#039;t pay it ! do you think that it will be a problem for me to come back here as I%26#039;m here with student visa!!

I don%26#039;t care if they dont give me credit or any thing in here !

just wanna know that i can travel freely with out any problem in the world !!

because i was thinking that they can track me down and get me !!!

please let me know that this is really urgent !!

Thank you for reading this :)

I am international student ! and already have so many bills to pay !!?

to be honest .. if you are an international student .. then why on earth do you need 7 thousand pounds for !!!why would you want to leave with out paying the bills and your bank??

you are here to study.. just study, pay you regular bills, like phone, Internet, fees, etc and then leave. If you took out loan or anything then pay it back and leave. honestly do you have the stomach to swindle someone else%26#039;s money and then go away? remember its not your money. I don%26#039;t mean to be rude but that%26#039;s fact. give it a good hard think. i know deep down inside you don%26#039;t want to use this money or else it would be a burden on your conscious forever. remember this comes under fraud.

yes the banks can track you .. they have your passport copy.. (remember you gave it in when you opened you account!!)

also if they raise a police complaint then you can be in serious trouble. even when you come back, they can find you. I saw it happen to many people whilst i was in bank.

I am international student ! and already have so many bills to pay !!?

This is a 100% legit site. I don%26#039;t work for this site, but have used it for a while and have already recieved money from them. It really works. Don%26#039;t knock it till you try it, its not like the other site out there that will try and scam you.

http://www.cash crate.com/322714

I am international student ! and already have so many bills to pay !!?

I agree with everything MoMo has said.What concerns me as well is the 4x4 in your aviator. Does this mean you have a 4x4

Why, if you want to swindle the hand that fed you,do you want to come back. Is it so you can do it again and no there is nothing to worry about, and then again and again When are we going to wake up, and tell the rest we are not your self ,financing wishing well Are you looking for sympathy or advice

Here is some. Do what many Brits and Americans do,run more than one job, or do you just want to be given a diploma,

PAY up until we change our name from United Kingdom to Piggy Bank U K.com and i hope a friend of yours borrows money off you and develops amnesia Thats loss of memory

I am international student ! and already have so many bills to pay !!?

You can still pay off your debt in the UK from abroad, by means of international payment.

This is exact reason why some banks do not give international students overdrafts and credit cards, I think they have allowed you to get into a very difficult situation for yourself.

If you are going back abroad to work, send funds by SWIFT to cover these accounts, i.e. they ain%26#039;t gonna close them before you leave as you are due them money.

Don%26#039;t worry about it. Go back, pay off the debt bit by bit by SWIFT and you will be fine.

Enjoy!

I am international student ! and already have so many bills to pay !!?

Its time for you to take responsibility of your finances instead of getting %26#039;daddy%26#039; to bail you out.

In all fairness you were given the opportunity to come here to study, and I don%26#039;t understand how you can rack up so much debt and boast about the cars that you drive.

The least you can do is pay back the money that you owe and go back home. Its people like you that give others a bad name and it makes me sick.There are some people born and bred here who can%26#039;t even get a credit card or overdraft for that amount but would probably manage their accounts better then you.

I am international student ! and already have so many bills to pay !!?

hope you are coming to the usa -- we have enough dead beats all ready!!!

I am international student ! and already have so many bills to pay !!?

WE%26#039;VE ALREADY PAID FOR YOUR EDUCATION IN THIS COUNTRY.

IF YOU SKIP PAYING WHAT YOU OWE, THIS TRICKLES THROUGH TO OTHER PEOPLE TAKING OUT CREDIT.

PLEASE DON%26#039;T COME BACK.

Correspondence course for CSE student??

I%26#039;m a final year BE(CSE) student from Chennai. As this semester%26#039;s going to be light, I would like to do some short term course. Preferably correspondence course. What course would you suggest? I do not have interest in finance.

Correspondence course for CSE student??

You can search here:

http://dmoz.org/Reference/Education/Coll...

Which major in Business Admn. is better Accounting or Finance?

I%26#039;m a 3rd year B.Comm ( honours) student, i want to know which concentration has more scope out of these two i mentioned above. My aim is to do CFA, but for that you only need to obtain a degree in any field whether in BA or BSc. If i do accounting i will have the scope in competing for Chartered Accountant designation too. But in real corporate world, who climbs the ladder fastly? A Chartered Accountant or an expert in Finance field i.e; an MBA grad or a CFA charterholder ?

Which major in Business Admn. is better Accounting or Finance?

More CEOs are from Finance than any other field - after that Operations, then Sales and then marketing. Accounting is more about following rules, which is why accounting profit differs from finance profit (for example) - in other words to balance the books an accountant makes entries that are on paper only.

All things being equal, if you interest is to climb the corporate rankings, then get a finance degree.

Which major in Business Admn. is better Accounting or Finance?

i dont remember but i guess ................ it is a bank manager ...

Which is better profession, Logisitc management or business and finance in near future?

Actually I am going to start my study as postgraduate student. My previous study is in Economics Now I have applied in two courses one is MSc in Logisitc and supply chain management and second is Business and finance. I got admission in both subject. Now I can%26#039;t decide where I%26#039;ll have to go. My native country is Pakistan but I am living in UK. Could you please advice me which course will be better in near future ?

Which is better profession, Logisitc management or business and finance in near future?

Business and Finance gives you more options, making you more employable in a wider range of business activities. Logistic and supply chain is certainly more specific, and, if you are certain that there are such specific positions available, would give you an edge up in this field. You should do a bit more homework, and decide which option is best for you.

All things being equal, I%26#039;d go for Business and Finance.

Which is better profession, Logisitc management or business and finance in near future?

I would recommend you do logistic management. Very few people venture into that area which means that opportunity for employment would be high.

Which is better profession, Logisitc management or business and finance in near future?

As you cannot spell Logistics, business and management might be a safer bet.

Which is better profession, Logisitc management or business and finance in near future?

select first one because it will cover business and finance ( and check you intrest too) kia samjhay ;)

Which is better profession, Logisitc management or business and finance in near future?

Business and finance.

MBA plus CFA or CPA... Where is this mature student to go to get some job experience?

OK, here%26#039;s my situation. I%26#039;m a %26quot;mature student%26quot; in the midst of changing careers and going back to school. I%26#039;m studying for my MBA (my undergrad degree is non-business related), but as the MBA is very general, I want to take steps to narrow my focus towards obtaining either a CPA or CFA credential down the road. Setting aside the existential dilemma of deciding between a CPA or CFA--as no one here can answer which one is best suited for me--where would one with virtually no on-the-job experience in either accounting or finance go to get some on-the-job work experience at this stage in the game? To phrase it differently, I don%26#039;t want to spend the next 2 years getting my MBA without doing either some finance or accounting related work as experience is just as important as the degree. Where should I look? (FYI, I%26#039;m in the greater Boston area.) Any suggestions for this late-bloomer?

MBA plus CFA or CPA... Where is this mature student to go to get some job experience?

My advice to you would be go for CPA, many MBA program allow you to concentrate on accounting, therefore you can take enought accounting class to qualify for the CPA exam. To become a CFA take at least 3 years, on average people take 4-5 years, since for CFA you must complete three different exam and those exam are only offer once a year (with the exception of the first exam, they are now offering it twice a year), it would be very difficult for you to pass the CFA exam if you have no experience what-so-ever, if you are serious about becoming a CFA, you should go to a M.S. in Financial Analysis program, where they concentrate on the CFA exam content. You should also look into becoming a finanical advisor and gettng your CFP (certified finanical planner) certification. I just believe much more opportunities exist for a CPA than a CFA, espeically you are no longer a fresh college grad where you can wait years trying to pass the CFA exam, while gaining experience.

MBA plus CFA or CPA... Where is this mature student to go to get some job experience?

This is the very reason why most good MBA schools will not accept you without at least 2 years of significant work-related experience. You must%26#039;ve been admitted into a school that is not so highly ranked, I%26#039;m sorry to say. You will have to pay the floor price and start doing internships until you get enough experience to get hired. Your school should be able to line one up for you. You can use this time as an intern to network and gain valuable experience. But let me assure you that you will not be earning MBA-type salary when you are hired. Because of your lack of experience you will probably be earning the same as someone with a bachelors degree or less. But it is worth it. Hang in there and plow the rough road ahead. Good Luck!

MBA plus CFA or CPA... Where is this mature student to go to get some job experience?

If you%26#039;re in Boston, why don%26#039;t you try to get into Fidelity? I have no idea if they%26#039;re hiring, but it would give you alot of experience, and their call centers are huge. Also, big 6 firms are there, Arthur Andersen, PRice Waterhouse Coopers (and whoever else they bought) Toronto Dominion - (TD Bank Group) - TIAA-Cref, I mean, you%26#039;re in the middle of the financial district.

Best way for a student to enter an investing firm?

Hi I%26#039;m currently an Economics major and would like to spend my career somewhere in the Finance world. Ideally, I%26#039;d like to work in the stock market, or a hedge fund. I%26#039;m wondering what kinds of openings would be available for a summer job as a student and upon graduation. What skills and education do the companies look for, and how can I best use my Economics degree? Thanks

Best way for a student to enter an investing firm?

Check with several of the brokerage firms in your area to see if they use college interns for anything and get a foot in the door that way. Communication skills are really all that are necessary to work for most if not all brokerage firms. They%26#039;ll educate you on the finer points of the securities industry (the stuff you won%26#039;t learn in school) for your license. PEACE!

I'm a 12th passed student with a percentage of 61.33 in PCB.What are my chances in a Medical co

I am a 12th passed student with a percentage in PCB taken together of 61.33% and 75% in English from Cotton College,Guwahati,Assam.I%26#039;m an aspirant of studying Medicine and am looking for a chance to study in a good,reputed Medical college in Delhi or its outskirts.Also I%26#039;m willing to know what my chances are in a Dental college within the Northern regions of India.I would also like to know about the various finance schemes(if any) as I%26#039;m from a middle class family and my father is a banker with the State Bank of India,currently posted at Agartala,Tripura.

I%26#039;m a 12th passed student with a percentage of 61.33 in PCB.What are my chances in a Medical college in Delhi?

u have to give the entrance test first and then u can take admission in ..................... and i think ur marks are ok 4 giving some entrance tests but many institues but not all have taken their exams and i think u r late

I%26#039;m a 12th passed student with a percentage of 61.33 in PCB.What are my chances in a Medical college in Delhi?

yea

Vet science as a mature student?????

Hiya, bin away 4 awhile so apologies to any1 who answered my Q.

Now, I%26#039;m thinking about changing career, the only thing I%26#039;d love is work with animals, but changing to something with money, so the obvious thing here is vet. science. I%26#039;ve A levels in science but a fair while ago. If there is any1 there who knows what the chances are for matue student in this field, i would really appreciate your opinion/ help in this. from the info I%26#039;ve got, its all biased towards younger people (I%26#039;d really like it if I could realistically make it in this, and how, though I dont imagine I can,..) thanx! Also, Ive plenty offers in finance etc from contacts, its just that vet science was a dream from being younger that i havent let go off, cheersall!

Vet science as a mature student?????

There is no bias towards younger students. Mature student status is actually easier to get than entrance straight from high school. Since you have A levels, I%26#039;m assuming you have the grades. That%26#039;s all that matters. Get into contact with advisors for the school you are planning to attend. Good luck!

Vet science as a mature student?????

hi there

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Vetri-Science Laboratories, headquartered in Essex Jct., VT. is an established national manufacturer providing high quality formulas to the veterinary profession. For over 25 years, Vetri-Science Laboratories has been a leader in the animal industry which is projected to exceed 34 billion dollars.

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Candidate must have sales and computer experience, strong organizational skills and the ability to work as a team player. This is an outstanding opportunity for the career-oriented sales professional whose accomplishments reflect self-motivation, persistence, independence, and the drive to succeed. You must be able to work well under pressure in a multi tasked environment.

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Vet science as a mature student?????

It will depend on what A Level grades you got. I%26#039;ve seen some UCAS data for people applying to start courses this year (2007) and Vet Sciences applications have shot up over 40% from last year- so the competition for places is going to be very tough! Get advice now from institutions that you are interested in.

Your age will not and should not go against you. You may even have the added benefit that you are seen to have life experience and will take your studies more seriously than the average 18 year old undergrad.

Also, find out if you can do Vet Sciences with a Foundation year - the foundation year fills in all the knowledge gaps for people who have not studied for years or who don%26#039;t have exactly the right qualifications.

Good luck!

Vet science as a mature student?????

There is no bias when mature students apply for a university course.

The best University for Vet Science is Bristol.

Vet science as a mature student?????

check with the schools, admission officers will usually discuss what you have to do. Are you in the UK? I don%26#039;t know how things work over there but in the US, vet school take older students. I have 3 students in my class over 35.

Any lenders that consolidate 5 different Sallie Mae student loans and a fixed rate 30yr loan on my c

I would like to consolidate 5 different Sallie Mae student loans and a fixed rate 30yr loan on my condo INTO one 5yr loan. The intention is to get a decent rate and reduce overall interest paid by making larger payments for 60 months.

I%26#039;ve ran the numbers and can afford the larger payments. I have more than enough home equity to finance the loan.

A HELOC seems advantageous since the interest rate is fixed and not amortized and would help if I could pay the loan off early. But I%26#039;m not sure how high this interest rate would be compared to a typical amortized loan over 60 months.

Does anyone know of a reputable lending institution that would allow this? Or does anyone have any other advice to accelerate these loans (possibly just make additional principal payments and leave the loans as they are??)

I%26#039;m finding that many lending houses offer a minimum of 10yr terms.

Any lenders that consolidate 5 different Sallie Mae student loans and a fixed rate 30yr loan on my condo?

I know Countrywide does this now. They will combine your carloan, credit card/student loans etc using the equity in your home and you just pay the house note.

Any lenders that consolidate 5 different Sallie Mae student loans and a fixed rate 30yr loan on my condo?

Your question could not be answered in one word.find useful tips here.http://studentloan.online-helpers.info/a...

Any lenders that consolidate 5 different Sallie Mae student loans and a fixed rate 30yr loan on my condo?

I have tried it myself, here is some good informations.http://loan.online-supporthome.info/home...

Any lenders that consolidate 5 different Sallie Mae student loans and a fixed rate 30yr loan on my condo?

yes they do it here http://www.loansandinsurances.com/

Does anyone know the probability of the last four digits of my student ID winning the lottery more t

Once a month or so ago I was watching the powerball drawing for the Illinois lottery and the last four digits of my student ID won the lottery. Of course, I didn%26#039;t have a ticket because I never dreamt that would happen. I was just curious to know if that could ever happen again. Seeing my luck it probably won%26#039;t. And I put this under personal finance because I didn%26#039;t know what else to put it under. This made sense to me because I have to personally watch my finances whether I buy tickets or not (which I never do and that%26#039;s part of the reason why I didn%26#039;t win. The other part of the reason is that I live in Wisconsin and don%26#039;t feel like driving to Illinois to buy a lottery ticket).

Does anyone know the probability of the last four digits of my student ID winning the lottery more than once?

i think you should just try it..

why dont u tell us the number as well :D

Does anyone know the probability of the last four digits of my student ID winning the lottery more than once?

uh seeing as numbers are 0-9 which would be ten for each number, probabilty is 9,999. also the year you were born, time you registered for school, and your name, all determine what your student i.d. would be so the probabilty depends on when your parents had intercourse to create you, your name, and the time of conceivement. So your answer is Dubious.

Does anyone know the probability of the last four digits of my student ID winning the lottery more than once?

your question is confusing: Powerball drawing consists of 4 balls and a power ball, each with number of 0 to 52(?) - whatever. So potentially there are 10 digits of a drawing number. Are you asking what is the probability that the four digits in your ID show up in the 10-digits?

Let%26#039;s assume that is the question. Then you need to figure out all the possible powerball drawing constellation numbers in terms of digits, and the numbers of constellation which contains the specific 4-digits. The ratio of those two numbers is the probability.

I won%26#039;t calculate the probability for you - will consume too much time. You could go to take some probability class and finish this as an exercise - or pay me $100 if the exact number is exmtrely important for you ;-)

\

Does anyone know the probability of the last four digits of my student ID winning the lottery more than once?

If the digits go from 0-9, then it%26#039;s 10 to the fourth power = 10,000 combinations. Think of it as 0000 being the lowest lottery draw and 9999 being the highest.

Whether a number has hit before or not DOES NOT MATTER. It doesn%26#039;t change the odds of the next SINGLE drawing one bit. You%26#039;d still have a 1 in 10000 chance. A lot of people mess this up. Because you saw a coincidence between a number that means something to you and the lotto means nothing. Don%26#039;t let that sway you. The lotto is almost always a bad bet. The only time it%26#039;s not is the super bigggg jackpots that rarely happen...even those usually don%26#039;t pay for themselves after taxes.

MORE: The 1 in 10000 is IF the balls are drawn from separate jars. If they%26#039;re drawn from the same jar, then you can%26#039;t draw the same number twice. For example, there wouldn%26#039;t be more than one 9 in there, so 9999 wouldn%26#039;t be possible. In the case of just one jar of balls, it%26#039;s 10*9*8*7 = 5040.

At present environment for MBA graduates which specialisation is good whether HR,FInance or System?

hi m a student of IBMR(Institute of Business Management and Research ) Affilated By Sikkium manipal university,my backgroung is B.com.At present i m pursuing MBA in IBMR, i m totally confused which specialistion to take-plz give me topics in finance which to select

At present environment for MBA graduates which specialisation is good whether HR,FInance or System?

Finance is the First Place to choose.

HR Stands in the Second Place.

Marketing goes to the Third Place.

At present environment for MBA graduates which specialisation is good whether HR,FInance or System?

HR, Finance, Systems, Marketing.

Don%26#039;t go for Marketing because only big corporates will pay you high, small companies cannot afford you! So, the job opportunities (with corporates) is less or rather the competition is more.

If you want a career in IT Software then go for HR and Systems.

If you want to be in IT accounts line then go for HR and finance.

But, in your case it is better to go for HR and finance because your graduation is also in the same line- accounts.

You will be preferred by corporates as an HR - Payroll executive.

All the best!

At present environment for MBA graduates which specialisation is good whether HR,FInance or System?

I am an HR MBA. I feel good that I amnaged a good job. But in HR opportunities are very limited. So go for Finance where there are lot opportunities now and hopefully will be there after 2 years as well. System is also a good option these days as you amy not have worry about the situation after 2 years.

At present environment for MBA graduates which specialisation is good whether HR,FInance or System?

International Business Major with Systems.

If you can offer to go for abroad studies Go to world top University n USA or Europe

At present environment for MBA graduates which specialisation is good whether HR,FInance or System?

hello i am an mba -Hr.i think u shd go for Systems.b%26#039;coz thats the latest trend now.and corporate companies wd b glad to find out that u knw both computers as well as business tactics.nowadays most colleges hav systems as their specialisation.so why dont u too be in par with thw world around u? but u wd jus hav tolearn some basics of computer hardware ..tht cd help u thru the course .(being a b.com) best of luck..

COUld i get a job immediately with a bachelors degree in accounting or finance?i would love to hear

i want to choose a major that will get me an immediate job in order to pay off my student loans i want to know if i could get a job right after college graduation with a finance or accounting bachelors degree i would love to hear from you?? Thank you so much for your feedback

COUld i get a job immediately with a bachelors degree in accounting or finance?i would love to hear from you!?

hey common what r u studying for

i feel that you should choose a major in the subject of your own choice and you should choose accounting and finance as your minor. what is the use of sheeling huge amounts if you just want study to pay off your loans .

since you are talking about majors i suppose that you are from the united states and you can do some part time jobs and you must be well versed with spanish and other languages so you could do some tranlation and intepretation jobs along with your studies to arn money to pay for you debts .

i feel that if you choose a subject of your chice you will be able to

do much better and then you will earn good grades and good companies will hire you

if you want good pay scales then you should DO YOUR CPA ALONG WITH U R COURSE IN THE UNIVERSITY IF FINANCE IS ONLY U R CHOICE

COUld i get a job immediately with a bachelors degree in accounting or finance?i would love to hear from you!?

With accounting, you will want to get your masters and CPA after finishing college. Therefore, if you are looking for fast money finance might be right for you. Accounting might pay better in the long run though.

COUld i get a job immediately with a bachelors degree in accounting or finance?i would love to hear from you!?

Sure Sure

I know someone who has a degree in finance and have a great job.

You can do it, just make up your mind and nothing can stop you!!

Wish you good luck

Can someone on student visa in ireland,get a car financed from some financial institution?

please tell me an approx INSTALLMENT PAYMENT for each month

Can someone on student visa in ireland,get a car financed from some financial institution?

You can and it depends on how much the car costs.