Wednesday, October 28, 2009

What can I do for a student loan?

I%26#039;m having the most difficult time getting a student loan. I%26#039;ve tried four places and all have turned me down. I%26#039;ve even tried my bank and others, denied. I wanted to participate in orientation today but I feel so depressed for not having paid my account.



I believe all the denials stem from a past bill. It involved the same college which I unofficially dropped out of about four to five years ago. Now I would like to return with a clean slate but I was slammed with a bill by them unknownly which placed my credit report in jeopardy years ago. They never wrote to me before telling me that I owed them untill the end of the school year. I think this is what%26#039;s seriously screwing up my eligibilty plus other little credit cards and such.



In my opinion I%26#039;m a very good payer. I pay my bills on time and not just the minimum. I wish they could discredit my report from years ago and have faith in me. Back then I wasn%26#039;t working and my mom had to handle the finances.



What can I do for a student loan?

You have a few options:



1) You can go to the financial aid office personally and tell them your situation. Be honest and tell them that your mother handled the finances, but now you%26#039;re on your own and want to start over. It doesn%26#039;t hurt to ask, and going in person will make it seem more legit.



2) Write the school a letter and tell them your situation. You can either write the president or the director of financial aid.



3) Try to go to another school and continue paying your bills for this school. It might be better to start a clean slate completely, meaning starting at a new school.



Then you should try to get a federal student loan. Here%26#039;s what you need to do:



1) Fill out the FAFSA. This will determine if you are eligible for financial aid. Go here:



http://www.fafsa.ed.gov/



2) Once you are eligible for aid, choose a government-based student loan. The best loan to get is a Federal Perkins Loan. These have low interest rates and the government will help you pay it back as long as you stay enrolled in school. You also don%26#039;t need a cosigner or good credit for it. For more info go here:



http://www.studentfinancedomain.com/stud...



3) The next best loan to get is a Subsidized Stafford Loan. This has many of the same benefits as a Perkins Loan. Learn more here:



http://www.studentfinancedomain.com/stud...



4) You can also try to get a grant or scholarship, which is free money that you won%26#039;t have to pay back. You can read about them here:



http://www.studentfinancedomain.com/fina...



And here are some good sites to check out:



http://www.fedmoney.org/



http://www.findtuition.com/scholarships/



http://apps.collegeboard.com/cbsearch_ss...



http://www.freegovmoney.net/



http://www.educationplanner.com/educatio...



http://www.studentawards.com/



http://www.college-scholarships.com/



Good luck!



What can I do for a student loan?

is there another local college you can go to. and then take out a stafford loan which is based on your income need not your credit.



What can I do for a student loan?

Hi there!...Ok, I researched this for you...



It%26#039;s kinda long, so you better check it out yourself...



click here: http://www.studentloansmadeez.com



What can I do for a student loan?

%26quot;SCAM ALERT%26quot; BEWARE OF THE ADVANCE FEE SCAM !! Never send $ via Western union,money gram,wire transfer to NIGERIA,UK,CANADA in hopes of getting a loan.You will not see your $ or loan if you do. Go to http://www.ripoffreport.com and http://www.scam.com for this and other internet scams.Don%26#039;t be a victim of these internet scams. Report these frauds to the IC3 division of the FBI,ATTY. Generals office and sites above. %26quot;BEWARE,BEWARE,BEWARE!!!!!!

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